MODESTO — Modesto is offering home repair loans for low-income homeowners. Applicants must own and live in their home and must have enough equity in their home for the repairs.

Repairs include roofing, electrical, plumbing, kitchens and bathrooms. For income limits and additional information, visit http://dev.modestogov.com/prnd/housing/rehab.asp or call (209) 577-5245.